2. The Borrower collateral issuing Bank/ insurance company writes, Letter of Intent to issue collateral instrument in favour of Lender KOLHOFFS GROUP OF COMPANIES LIMITED and its Associates / Affiliates) and includes exact verbiage of instrument (Both are on bank / insurance letter head signed and sealed by 2 officers);

3. Upon review and approval of verbiage and confirmation of the Letter of Intent on a bank- to- bank basis, KOLHOFFS GROUP OF COMPANIES LIMITED and its Associates/Affiliates and Borrower signs loan Contract.

4. The Borrower's collateral is issued and KOLHOFFS GROUP OF COMPANIES LIMITED and its Associates / Affiliates releases funding in accordance with Loan Contract.

Note: Depending on the collateral, project and level of cooperation from the borrower,KOLHOFFS GROUP OF COMPANIES LIMITED and its Associates / Affiliates will consider followings:

1. Paying Standard opening fees on collateral instrument and deduct from loan.

2. SWIFT guarantying the release of the collateral prior to its maturity and holding the project as sole collateral.

3. Agreeing to convert part or whole loan to investment after collateral in issued.

4. Commitment to pay Fees upon issuance of acceptable bankable collateral.

5. SWIFT confirmation to release collateral free and unencumbered one week prior to the maturity of the Collateral.

6. In case of the equity (share) Investment: Once the loan funds are released by the Lender or Investor, the Loan will become Equity Investment.

Specific terms and conditions like interest rate (4 to 7 % depending on project and collateral), release schedule, repayment schedule, grace repayment period etc. are decided on a case- to-case basis. KOLHOFFS GROUP OF COMPANIES LIMITED and its Associates / Affiliates do charge an up- front fee,of 2% against the face value of the required finance and the remaining fee of 6% will be paid by the concerned client after receiving the bank confirmation that the loan has been approved and under process, KOLHOFFS GROUP OF COMPANIES LIMITED and it Associates / Affiliates is known for finding ways to support funding and project success.

How many kinds of Financing & Loan, Investment based on short-term, medium-term and long –term basis under the request of the Borrowers.

1. International Project / Infrastructure Project Financing
2. Commercial Loan
3. Equipment Leasing / Investment
4. Equity (Share) Investment
5. M & A Financing
6. Real Estate Financing
7. Investment Capital
8. Venture Capital
9. Asset-Based Loans
10. Art Gallery / Precious Gem Loans
11. Casino Financing
12. Farm, Timber, and Forestry Loans
13. Golf Course Loan Program
14. Institutional Financing
15. Oil & Gas Financing
16. Offshore Bank Formation Loan
17. Vineyard, Vintage, Wine, and Spirits Loans
18. Industrial Commercial Loans
19. International Trade Financing (Import & Export and Trade Financing)
20. Hotel & Resort Financing
21. Motion Picture Financing
22. Mortgage & Commercial Real Estate Loan
23. Mining & Exploration Financing
24. Other more Financing Worldide

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International Financing/Loans Available For Below Mentioned Projects
A. Purpose & Objectives
1.Expanding existing business
2.Projects of Civil Construction, Architectural Construction, Turn-key Plant Projects of Cement Plant, Power Plant, Telecommunication Project, other Factory Installation Projects, etc.
3. Commercial Farming Projects.
4. Golf Course Construction Projects
5. Hotel & Resort Projects
6. Equity (share) Investment wanted
7. M & A (Mergers & Acquisition)
8. Real Estate Development
9. Commercial Loans
10. Investment Capital
11. Venture Capital
12. Timber and Forestry
13. Oil & Gas Exploration
14. Offshore Bank Formation
15. Vineyard, Vintage, Wine, and Sprits Loans
16. Import & Export, and Trading
17. Motion Picture
18. Mortgage & Commercial Real Estate
19. Mine & Exploration
20. Many other Purposes & Industrial sectory both Government Project and Private Industry Sectors

B. Potential Borrowers:

1. Government
2. Government-Invested Corporations
3. Corporations
4. Oil Companies and its Associated/ Affiliated Companies
5. Other: Those who are qualified for borrowing from the Lenders / Bankers / Investors

C. Available Funding Amount:

Minimum US$ 1 Million to US$ 100 Billion, or more, if the Potential Borrowers are qualified, subject to Borrower's Collateral.

D. Term Of Funding: Short – term, medium- term, and long term.

E. Details for Financing Procedure and Guideline: We will send you upon request.

We, KOLHOFFS GROUP OF COMPANIES LIMITED (HONG KONG)
and its associates/Lenders & Investors (Lending & Investment Group) serve a broad spectrum of customers, in more places and by more means of access and delivery, than any other financial organization. We offer our customer a range of quality products and services unmatched in the financial services industry. It is staffed by a professional team of the world's top lawyers, financiers and accountants with a wealth of experience both in their respective profession, and specifically in the worldwide financing, venture capital and offshore industry. KOLHOFFS GROUP OF COMPANIES LIMITED and its Associates / Lenders & Investors (Lending & Investment Group) is an international conglomerate with offices and contacts all over the world. This combination of offices and expertise enable KOLHOFFS GROUP OF COMPANIES LIMITED and its Associates / Lenders & Investors (Lending & Investments are to provide an exceptional portfolio of quality services to a global client base. We want the emergence of a global market place to benefit everyone on the earth – from entrepreneurs to factory workers, from heads of state to Farmers. We are a company of multi-talented and dedicated people, all grounded in five basic Principles- client Focus, Respect for the individual, Team work, Responsible Citizenship and Integrity. The interest is not higher than 3%. All of the inquiries and financing will be treated and processed by us confidentially, and personal security will be 100% guaranteed by us.